SSS Contribution Calculator Philippines (2026)
Find out your exact monthly SSS contribution — both employee and employer shares — based on the official SSS contribution table under RA 11199.
Reviewed by the PH Calculator Team. Formulas use 2026 Philippine rates and official guidance where applicable — see our methodology. Verify critical amounts with your employer, agency, or tax professional.
Popular SSS salary examples
Load common monthly salaries into the SSS calculator without creating separate crawl targets.
How SSS Contributions Work
The Social Security System (SSS) is a government-mandated insurance program for all Philippine private sector employees. Contributions are split between you and your employer, computed based on your Monthly Salary Credit (MSC) — a rounded figure that corresponds to your actual monthly salary.
Under the SSS contribution schedule implementing RA 11199, the total contribution rate is 15% of MSC: the employee pays 5% of MSC, the employer pays 10% of MSC, plus the Employer Compensation (EC) fund of ₱10–₱30. The MSC scale runs from ₱5,000 to ₱35,000.
Sample SSS Computation
Scenario: Employee with a monthly salary of ₱20,000
Monthly Salary Credit (MSC): ₱20,000
Employee Share (5%): ₱20,000 × 5% = ₱1,000
Employer Share (10%): ₱20,000 × 10% = ₱2,000
EC Fund: ₱30 (for MSC ≥ ₱14,750)
Total Monthly Contribution: ₱1,000 + ₱2,000 + ₱30 = ₱3,030
Who is Required to Contribute?
SSS coverage is mandatory for all private sector employees, household workers (kasambahay), self-employed individuals, OFWs, and non-working spouses. The employer is legally required to deduct and remit contributions on time — late remittances incur a 2% monthly penalty.
How to compare the result with your payslip
Your payslip usually shows only the employee share. SSS records and employer remittance reports include the employer share and EC fund, so the total contribution is higher than the deduction you personally see. Compare the employee share first before disputing a mismatch.
If your salary changed during the cutoff, ask payroll which monthly salary credit was used for that period. A small gross-pay change can move you to a new MSC bracket, while late adjustments can make one month look unusual even when the annual remittance is correct.
When to check official records
Use this calculator for quick estimates, but verify posted contributions in your My.SSS account when applying for loans, maternity, sickness, disability, or retirement benefits. Benefit eligibility depends on actual posted contributions, not only the amount deducted from a payslip.
Formula source & official references
Contribution rates and MSC brackets follow the SSS schedule under Republic Act No. 11199 (Social Security Act of 2018). The MSC range modeled here is ₱5,000–₱35,000 with a 15% total contribution rate on MSC (plus EC) — verify the current schedule on SSS (contributions).
Related guide
SSS Contribution Table Philippines 2026: How to Read Your MSC and Shares
A practical walkthrough of SSS monthly salary credit (MSC), employee and employer shares, and how to reconcile your contribution lines with payroll records.
Read the guide