Official tables first

SSS, PhilHealth, Pag-IBIG, and BIR publish rates and thresholds that change with circulars and laws. Our SSS calculator reflects MSC-based contributions; salary and withholding tools layer PhilHealth and tax consistent with how many employers order deductions.

Always cross-check contribution ceilings, income brackets, and effective dates on the agencies’ own websites before relying on any estimate for compliance.

PhilHealth and the bigger picture

Premiums interact with gross pay and policy rules. For PhilHealth-specific detail, use the PhilHealth premium guide in the articles list. For net take-home after all statutory deductions, use the full salary calculator.

Calculators

Guides & articles

All articles
Salary · 7 min read

How to Compute Salary in the Philippines (2026 Guide)

Complete guide to computing your net take-home pay in the Philippines. Learn how SSS, PhilHealth, Pag-IBIG, and income tax affect your monthly salary.

Government · 12 min read

How SSS, PhilHealth, and Pag-IBIG Contributions Work on Your Payslip

A side-by-side look at the three big monthly contributions: what they fund, how bases and ceilings work, and how to sanity-check amounts against official tables.

Health · 10 min read

PhilHealth Premiums in the Philippines: A Guide for Employees

Understand how PhilHealth premiums are typically computed on salary, why shares are split between employee and employer, and where to verify official rates.

Government · 9 min read

SSS Contribution Table Philippines 2026: How to Read Your MSC and Shares

A practical walkthrough of SSS monthly salary credit (MSC), employee and employer shares, and how to reconcile your contribution lines with payroll records.

Tax · 11 min read

Payroll Deductions Checklist for Employees in the Philippines

A practical month-end checklist to verify SSS, PhilHealth, Pag-IBIG, withholding tax, and common deduction mismatches before escalating to HR.

Government · 7 min read

How the SSS Pension Is Computed in the Philippines

A plain-language overview of the SSS retirement pension: AMSC, credited years of service, minimum pension rules, and why estimates differ from your actual claim.

Government · 7 min read

SSS Salary Loan Rules: Caps, Interest, and Repayment

How the SSS salary loan works: one-month vs two-month caps from your MSC, the 24-month repayment term, service fee, and what reduces your net proceeds.

Government · 6 min read

Pag-IBIG Contribution Basics for Filipino Members

How Pag-IBIG (HDMF) contributions work: employee and employer shares, the common monthly cap, voluntary savings, and how membership supports housing loans.

Salary · 8 min read

How to Audit Your Payslip in the Philippines (Step by Step)

A line-by-line walkthrough to verify gross pay, SSS, PhilHealth, Pag-IBIG, and withholding tax on your payslip — and how to reconcile differences before asking HR.

Gov’t benefits hub FAQs

Where do I verify the latest SSS contribution table?
Use the official Social Security System website (www.sss.gov.ph) for the current Monthly Salary Credit table and employee or employer shares.
Does PhilHealth always match my payslip?
Not necessarily — mid-year rate changes, pro-ration, or employer-specific remittance timing can differ. Compare with your payslip and PhilHealth circulars for the applicable year.

Explore other topics

Browse related hubs for more calculators and guides.